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All About Property

Time Schedule

Mon 16:30 | Wed 20:30 | Thu 08:30 | Fri 12:30 | Sat 17:30 & 00:30 | Sun 13:00 & 21:30

Overview

In this brand new season of All About Property we’ll be chatting to the property experts who will share all the home buying and selling, advice, insights and offerings that will make your property transactions so much easier. We’ve also realized that no matter how much property advice we share, if you don’t have the money to buy that starter home, upgrade to that dream home, or start that property investment portfolio, our advice really means nothing. So in this new season we’re introducing a special weekly “Wealth Creation through Property” feature. That means in each episode our experts will share a different way of making money through property. And here’s the good news… Whether you’re starting out with no money, or hoping to expand your current property investment portfolio with offshore investment opportunities, or anything in between, we guarantee you that after this season you would have found a way to make money through property. So make sure you catch this season of All About Property.

 

19 – 25 Aug: Episode 6

Selling versus renovating; Sectional title home insurance; Multi-let property investment

This week on All About Property…

Very often when we are ready to upgrade we are not sure whether we should sell and buy elsewhere, or whether a simple renovation will do. We look at the considerations when you are ready to upgrade.

Also in this episode…

When was the last time you checked your sectional title scheme insurance, or do you simply trust that the next time you need to claim, you will be covered? We look at what you should know about your sectional title scheme insurance.

And…

In this week’s “Wealth Creation through Property” feature where the experts share how we can make money through property, we find out why a multi-let property investment strategy can put cash in your pocket from day one.

Guest Details for Episode 6

Bea Graham – Gaylin Properties

Mike Addison – Addsure

Koketso Sylvia Milosevic – Wealth Alliance

 

 

Episode 1 

The sole mandate; The home loan application process; And The home you live in is not an asset

Many sellers seem to think that the more real estate agents who market their homes, the more buyers will see it and the quicker it will sell. This may not always be the case and sellers should guard against looking desperate. In this episode we unpack the sole mandate. This means giving one real estate agent the opportunity to market your home. The sole mandate is a legal document that includes a marketing plan and a service level agreement. Should the real estate agent not adhere to this agreement, the seller can get out of this agreement.

Self-employed or contract workers are often of the opinion that it is difficult or impossible to qualify for a home loan due to the irregularities in their income. We look at how these uncertainties can be overcome and how easy it actually is to apply for a home loan if you are self-employed.

And, in our “Wealth Creation through Property” feature…

We have been taught that our homes are our biggest assets. This believe could be detrimental to our wealth creation plan, because an asset is something that puts money in our pockets, while the homes we live in, whether paid off or not, takes money out of our pockets. We look at where this myth comes from, how to bust it, and how to turn properties into assets.

Guest Details for Episode 1

Berna Daly – ERA South Africa

Anna Motaung – Batho Pele Home Loans

Ann Wilson – The Wealth Chef

Episode 2

Lost or stolen title deeds; Solar power as an investment; And, The four asset classes

Many homeowners do not have a title deed on their properties. This may be due to the title deed having been displaced, stolen, or there were never a title deed when the property was bought. This can have huge implications when you try to sell the property. It can either delay the process or cause the entire sale to fall through. We explain how relatively easy it is to replace a lost or stolen title deed for now, as the law around this is changing and in the near future obtaining a lost or stolen title deed wil be a much lengthier process and much more expensive.

Also in this episode…

We are often not sure whether to invest in a solar power system for our homes. In this episode we find out why we do not only save thousands of rands in electricity bills, but it also adds value to our homes. This means that when we are ready to sell, the actual rand value of the property would have increased, and it also makes the property more attractive to prospective buyers. The best part is that this system does not have to be installed all at once. You can install it as and when you can afford to do so.

And in this week’s “Wealth Creation through Property” feature…

We continue our discussion on assets. We look at the four main asset classes through which we can create wealth immediately. They are property investment, equity, passive business ventures and the fourth asset class being you. We find out why you are your biggest asset and we challenge the scarcity mindset that most people have around money.

Guest Details for Episode 2

Skoko Sebola – Leapfrog Property Group

Craig Hutchison – Engel & Völkers

Ann Wilson – The Wealth Chef

Episode 3

Divorced? What happens to the property; Removing your name from the blacklist; And, Getting onto the property ladder with little to no money down.

How you are married determines what happens to the property in the event of a divorce. If you are married in community of property everything gets split 50/50, including the home. However, when you are married with an anti-nuptial contract, things become a bit more complicated as you might be married with an anti-nuptial contract with accrual or without accrual which may have an impact on the divorce outcome. In the event of a divorce settlement you may also lose the property even if it was in your name. In this episode we unpack all the detail.

Also in this episode…

Many people never become property owners because they have been blacklisted. There seem to be the perception that it is a difficult process to clear your name from a blacklist. In the past this was certainly the case, but things have become much easier. We chat to one of the major credit bureaus on exactly how easy it is to remove your name from the blacklist and get you well on your way to applying for that home loan.

And in this week’s “Wealth Creation through Property” feature…

We explore just how easy it is to get onto the property investment ladder with little to no money down. We explore concepts like buying property below market value, buying in bulk off-plan from a developer, to using other people’s money, and making money from property even if it does not belong to you.

Guest Details for Episode 3

Tim Boshoff – Tim Boshoff Attorneys

Garnet Jensen – TransUnion

Ann Wilson – The Wealth Chef

Episode 4

Your credit score; Luxury homes; Residency visa through property investment

An excellent credit score will not only get you an approved home loan. It also enables you to negotiate a better interest rate on your loan which could save you thousands over the bond repayment period. This week we get the ins and outs of a good to excellent credit score and how to get there.

Also in this episode…

We always wonder what exactly do you get for a ten or twenty million rand home, and who buys these homes. This week we take a tour in some of Johannesburg’s most sought after homes.

And…

Have you ever thought about immigrating, but the whole process just seems so expensive and drawn out? Well, in this week’s “Wealth Creation through Property” feature we explore just how quick and easy and offshore property investment could secure residency for you and your family in a variety of countries.

Guest Details for Episode 4

Garnet Jensen – TransUnion

Linda Nunes – pam Golding

Quinton Haddon – Pentbridge Offshore

Episode 5

Becoming a real estate agent; NHBRC home inspections; Challenges faced by the start-up investor

In recent months we’ve received many e-mails from viewers asking about a career as a real estate agent. So this week we’ve invited a real estate professional to shed some light on exactly what this interesting career entails and how to get started.

Also in this episode…

The NHBRC is a regulatory body for the South African home building industry, and one of their key objectives is to inspect all registered homes during key stages of the construction period to ensure quality building practices. We chat to a NHBRC representative to shed some light on this topic.

And…

In this week’s “Wealth Creation through Property” feature we find out how you can get started with property investment with as little as two thousand rand per month, no home loan application and none of the searching for deals.

Guest Details for Episode 5

Braam de Jager – Aida

Edwin Limba

Hannes Dupper

 

 

Episode 6

Selling versus renovating; Sectional title home insurance; Multi-let property investment

Very often when we are ready to upgrade we are not sure whether we should sell and buy elsewhere, or whether a simple renovation will do. We look at the considerations when you are ready to upgrade.

Also in this episode…

When was the last time you checked your sectional title scheme insurance, or do you simply trust that the next time you need to claim, you will be covered? We look at what you should know about your sectional title scheme insurance.

And…

In this week’s “Wealth Creation through Property” feature where the experts share how we can make money through property, we find out why a multi-let property investment strategy can put cash in your pocket from day one.

Guest Details for Episode 6

Bea Graham – Gaylin Properties

Mike Addison – Addsure

Koketso Sylvia Milosevic – Wealth Alliance

 

 

 

Previous Seasons

Click here for episode details from Season 1

Click here for episode details from Season 2